：2026-02-18 15:12 点击：2
在加密货币的浪潮中， few names carry as much weight as Changpeng Zhao—better known as CZ. As the founder and CEO of Binance, the world's largest cryptocurrency exchange by trading volume, CZ's journey from a software developer to the "richest person in crypto" is a tale of ambition, innovation, and the volatile yet transformative power of digital assets. His story is not just about personal wealth, but about reshaping the financial landscape—and the scrutiny that comes with it.
从“技术宅”到“币安教父”：赵长鹏的逆袭之路
CZ’s path to the top was anything but conventional. Born in China and raised in Canada, he initially built a career as a software developer, working for firms like Bloomberg and building high-frequency trading systems for Tokyo’s stock exchange. It was during this time that he first encountered Bitcoin in 2013, recognizing its potential to disrupt traditional finance.
By 2014, CZ had quit his job and moved to Shanghai, co-founding OKCoin, one of China’s early Bitcoin exchanges. But his ambitions outgrew the constraints of a single market. In 2017, he launched Binance with a clear vision: create a fast, secure, and user-centric platform for trading cryptocurrencies. Backed by just $15 million in funding, Binance exploded in popularity, thanks to its low fees, wide range of coins, and ability to handle high trading volumes. Within six months, it became the world’s largest crypto exchange—a position it has held ever since.
“币圈首富”的财富密码：Binance的帝国逻辑
CZ’s fortune is directly tied to Binance’s meteoric rise. As of 2023, his net worth was estimated at over $70 billion, making him the world’s richest crypto billionaire and a regular fixture on Forbes’ real-time billionaire list. But how did Binance dominate a crowded, competitive industry?
The answer lies in its three core strategies: global scalability
Crucially, CZ prioritized security. After a series of high-profile exchange hacks in the early 2010s, Binance invested heavily in cold storage and two-factor authentication, reassuring users that their assets were safe. This focus on trust helped it weather storms—like the 2018 $40 million hack—and emerge stronger.
争议与挑战：首富光环下的“刀尖行走”
Success in crypto is rarely without controversy, and CZ is no exception. As Binance grew, so did scrutiny from regulators worldwide. In 2021, the U.S. Securities and Exchange Commission (SEC) sued Binance and CZ, alleging the platform operated unregistered securities and misled users about its oversight of customer funds. The company has also faced probes in the UK, Japan, and Germany, accused of flouting anti-money laundering (AML) and know-your-customer (KYC) rules.
CZ has defended Binance’s approach, arguing that the crypto industry is still in its “early days” and that regulation needs to evolve alongside technology. “We work with regulators,” he said in a 2022 interview. “But we also need to innovate, and sometimes innovation happens faster than rules.” Yet the legal battles have taken a toll: Binance has exited several markets, and CZ’s public image has shifted from “visionary” to “regulator target” in the eyes of critics.
Another challenge is crypto’s inherent volatility. When the market crashed in 2022—wiping out $2 trillion in value—CZ’s fortune plummeted by over $80 billion in a single year. Binance, too, felt the pinch: trading volumes fell, and users fled for safer havens. But CZ remained defiant, calling the crash a “healthy correction” and doubling down on long-term bets, like Web3 and decentralized finance (DeFi).
加密时代的“造富者”与“规则挑战者”
Today, CZ and Binance stand at the crossroads of crypto’s mainstream adoption. As traditional financial institutions—from BlackRock to Fidelity—embrace digital assets, CZ’s empire could grow even larger. But with increased regulation and market uncertainty, his future depends on balancing innovation with compliance.
For better or worse, CZ’s story is a microcosm of the crypto revolution: a self-made billionaire who turned a niche technology into a global phenomenon, and in doing so, forced the world to rethink money, trust, and power. Whether he ends up remembered as a pioneer or a cautionary tale remains to be seen—but one thing is clear: in the world of crypto, CZ has already left his mark.
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